Everything you need to spend crypto in the real world.
Bancus packs every tool a crypto-native spender needs into one decentralised Visa card — no bank account, no compromise.
80M+
Merchants worldwide
150+
Countries supported
0%
Custody risk
0.5%
Flat conversion fee
One card. Every chain.
Bancus connects to all major blockchains so you can spend whichever asset you hold — without bridging, wrapping, or swapping first.
Ethereum (ERC-20)
Spend ETH, USDC, USDT, DAI, and hundreds of ERC-20 tokens directly from your wallet.
Solana (SPL)
SOL and SPL tokens convert at live rates with sub-second settlement on the Solana network.
Polygon
Low-fee MATIC transactions make everyday spending economical — ideal for small purchases.
BNB Chain
BNB and BEP-20 tokens are fully supported with fast, low-cost conversions.
Avalanche
AVAX holders can spend directly from their C-Chain wallet with no extra steps.
Arbitrum
Layer-2 ARB transactions settle instantly and cost a fraction of mainnet fees.
Your DeFi wallet, now in your pocket.
Bancus works with the wallets you already use. No new accounts, no custody — just a direct bridge from your DeFi stack to the physical world.
MetaMask
Connect your MetaMask wallet in one click. Bancus reads your balances and converts at the point of sale.
Phantom
Solana's most popular wallet is fully supported — connect Phantom and start spending SOL immediately.
Ledger Hardware
Keep your assets in cold storage. Bancus works with Ledger devices so your keys never leave hardware.
WalletConnect
Any WalletConnect-compatible wallet works out of the box — over 300 wallets supported.
Coinbase Wallet
Coinbase Wallet users can connect and spend without moving funds to an exchange.
Non-custodial always
Bancus never holds your crypto. Funds stay in your wallet until the exact moment of conversion.
Bank-grade security. Zero custody risk.
Bancus is built on the principle that the safest crypto is the crypto you control. Every layer of our stack is designed to protect your assets and your identity.
256-bit AES encryption
All data in transit and at rest is encrypted with AES-256 — the same standard used by financial institutions.
Non-custodial architecture
Your private keys never touch our servers. We have zero ability to access, freeze, or seize your funds.
Biometric authentication
Approve transactions with Face ID or fingerprint. No passwords to steal, no codes to intercept.
Real-time fraud detection
Every transaction is screened by our AI fraud engine. Suspicious activity triggers an instant card freeze.
Visa Zero Liability
Covered by Visa's Zero Liability policy — you're protected against unauthorised transactions.
Instant card freeze
Lost your card? Freeze it instantly from the app. Unfreeze just as fast when you find it.
Flexible limits built for real life.
Set the spending controls that work for you — daily caps, merchant categories, ATM limits. You're always in charge.
Daily spending limits
Set a daily cap from $10 to $10,000. Adjust anytime from the app with no waiting period.
ATM withdrawals
Withdraw cash at any Visa ATM worldwide. Up to $500 per day, $2,000 per month.
Online & in-store
Use your physical card in-store or your virtual card number for online purchases — both included.
Contactless payments
Tap to pay at any NFC-enabled terminal. Apple Pay and Google Pay support coming soon.
150+ countries
Accepted wherever Visa is — that's 80 million merchants across more than 150 countries.
No foreign transaction fees
Spend in any currency with no foreign transaction surcharge. The conversion rate is always live market.
Spend crypto. Earn more crypto.
Every purchase earns you back. Bancus rewards are paid in crypto — straight to your connected wallet, no points programs, no expiry.
1% crypto cashback
Earn 1% back on every purchase, paid in the crypto of your choice — ETH, SOL, MATIC, or BNB.
Founding member bonus
Waitlist members earn 2% cashback on their first $1,000 in spending — double the standard rate.
Instant reward settlement
Rewards hit your wallet within 24 hours of each transaction. No waiting for monthly statements.
Referral rewards
Earn $20 in crypto for every friend who joins Bancus and makes their first purchase.
Staking multipliers
Stake BANC tokens to unlock 1.5× or 2× reward multipliers on all spending.
No expiry
Your rewards never expire. They sit in your wallet earning yield until you decide to spend them.
Everything in one card
One card. Every chain.
Bancus connects to all major blockchains so you can spend whichever asset you hold — without bridging, wrapping, or swapping first.
Your DeFi wallet, now in your pocket.
Bancus works with the wallets you already use. No new accounts, no custody — just a direct bridge from your DeFi stack to the physical world.
Bank-grade security. Zero custody risk.
Bancus is built on the principle that the safest crypto is the crypto you control. Every layer of our stack is designed to protect your assets and your identity.
Flexible limits built for real life.
Set the spending controls that work for you — daily caps, merchant categories, ATM limits. You're always in charge.
Spend crypto. Earn more crypto.
Every purchase earns you back. Bancus rewards are paid in crypto — straight to your connected wallet, no points programs, no expiry.